{"id":19,"date":"2020-10-27T09:23:02","date_gmt":"2020-10-27T08:23:02","guid":{"rendered":"https:\/\/debtcontrol.hk\/?page_id=19"},"modified":"2020-10-27T15:00:53","modified_gmt":"2020-10-27T14:00:53","slug":"iva-individual-voluntary-arrangements","status":"publish","type":"page","link":"https:\/\/debtcontrol.hk\/zh-hant\/iva-individual-voluntary-arrangements\/","title":{"rendered":"\u500b\u4eba\u81ea\u9858\u5b89\u6392 &#8211; IVA"},"content":{"rendered":"\n<p><strong>\u7c21\u4ecb<\/strong><br>\u76ee\u7684\u662f\u8b93\u9762\u81e8\u7834\u7522\u7684\u4eba\u6709\u53e6\u4e00\u500b\u9078\u64c7\u3002\u300c\u500b\u4eba\u81ea\u9858\u5b89\u6392\u300d\u662f\u7531\u50b5\u52d9\u4eba\u59d4\u8a17\u5c08\u696d\u4eba\u58eb\u5411\u50b5\u6b0a\u4eba\u63d0\u51fa\u511f\u9084\u50b5\u9805\u7684\u5efa\u8b70\uff0c\u76ee\u7684\u662f\u8b93\u50b5\u52d9\u4eba\u6309\u81ea\u5df1\u7684\u9084\u6b3e\u80fd\u529b\u511f\u9084\u50b5\u52d9\u3002\u6709\u95dc\u7684\u7533\u8acb\u9700\u7d93\u7531\u6cd5\u5ead\u6838\u51c6\uff0c\u662f\u70ba\u500b\u4eba\u81ea\u9858\u5b89\u6392\u3002<\/p>\n\n\n\n<p><strong>\u5b98\u65b9\u7db2\u7ad9<\/strong>&nbsp;:<br><a href=\"https:\/\/www.oro.gov.hk\/cht\/publications\/ivaguide.htm\">https:\/\/www.oro.gov.hk\/cht\/publications\/ivaguide.htm<\/a><br><\/p>\n\n\n\n<p>\u57fa\u672c\u8981\u6c42<br>-\u8aa0\u610f\u63d0\u4f9b\u8a73\u76e1\u8cc7\u6599\uff0c\u200b\u5982\u6240\u6709\u50b5\u52d9\u3001\u6536\u5165\u548c\u652f\u51fa\u9805\u76ee\u3001\u200b\u6709\u52a9\u9084\u6b3e\u7684\u65b9\u6cd5\u200b\u200b\u7b49<br>-\u5177\u5099\u56fa\u5b9a\u5de5\u4f5c\uff0c\u6bcf\u4eba\u6708\u6709\u7a69\u5b9a\u6536\u5165\uff0c\u80fd\u5920\u63d0\u4f9b\u5165\u606f\u8b49\u660e<br>-\u50b5\u52d9\u5df2\u9084\u6b3e\u6700\u5c11\u534a\u5e74\uff0c\u200b\u6c92\u6709\u65b0\u501f\u50b5\u52d9<br>-\u6709\u80fd\u529b\u65bc3\u81f35\u5e74\u5167\u6e05\u9084\u50b5\u9805 (\u505c\u606f\u8a08\u7b97)<br>-\u5fc5\u9808\u6709\u7e3d\u6b20\u50b5\u91d1\u984d\u767e\u4efd\u4e4b\u4e03\u5341\u4e94\u7684\u50b5\u6b0a\u4eba\u901a\u904e<\/p>\n\n\n\n<p><strong>\u50b5\u52d9\u4eba\u8207\u4ee3\u540d\u4eba<\/strong><br>\u4ee3\u540d\u4eba\u5fc5\u9808(\u6cd5\u9662\u8a8d\u53ef\u7684\u5408\u9069\u7d93\u9a57\u548c\u8cc7\u683c)\u7684<br>\u4ee3\u540d\u4eba\u6703\u4ee3\u7533\u8acb\u8005\u8349\u64ec\u4e00\u4efd\u9084\u6b3e\u65b9\u6848\uff0c\u5c55\u958b\u50b5\u6b0a\u4eba\u6703\u8b70<br>\u800c\u50b5\u52d9\u4eba\u5fc5\u9808\u5411\u4ee3\u540d\u4eba\u521d\u6b65\u7e73\u5b58\u4e00\u7b46 $12,150 \u7684\u6b3e\u9805,\u4ee5\u4f9b\u652f\u4ed8\u4ee3\u540d\u4eba\u5c31\u8a72\u81ea\u9858\u5b89\u6392\u800c\u8fa6\u7406\u7684\u5de5\u4f5c\u5c07\u6703\u62db\u81f4\u7684\u5404\u9805\u8cbb\u7528\u3001\u958b\u652f\u53ca\u916c\u91d1<br>\u53e6\u5916\uff0c\u7533\u8acb\u6210\u529f\u5f8c\uff0c\u4ee3\u540d\u4eba\u6703\u5fb5\u6536\u6708\u8cbb\uff0c\u76f4\u81f3\u9084\u6b3e\u671f\u5b8c\u7d50<\/p>\n\n\n\n<p><strong>\u7533\u8acb\u969c\u7919<\/strong><br>-\u5982\u50b5\u52d9\u6709\u64d4\u4fdd\u4eba\uff0c\u50b5\u6b0a\u4eba\u4ecd\u6703\u8ffd\u7a76\u5176\u64d4\u4fdd\u4eba<br>-\u5982\u70ba\u300c\u6709\u62b5\u62bc\u8cb8\u6b3e\u300d\uff0c\u50b5\u6b0a\u4eba\u6703\u5148\u4f30\u7b97\u62b5\u62bc\u9805\u76ee\u7684\u50f9\u503c\uff0c\u518d\u8003\u616e\u6279\u6838\u8207\u5426<br>-\u50b5\u9805\u91d1\u984d\u4e0d\u5927\u53ca\u9084\u6b3e\u5e74\u671f\u592a\u77ed<br>-\u7533\u8acb\u4eba\u9084\u6b3e\u5f80\u7e3e\u6b20\u4f73<\/p>\n\n\n\n<p><strong>\u6ce8\u610f<\/strong><br>\u300c\u500b\u4eba\u81ea\u9858\u5b89\u6392\u300d\u662f\u500b\u4eba\u7684\u50b5\u52d9\u8655\u7406\u65b9\u6cd5\uff0c\u5c6c\u65bc\u50f1\u54e1\u7684\u79c1\u4eba\u4e8b\u52d9\u3002\u4e00\u822c\u60c5\u6cc1\u4e0b\u4e0d\u9700\u8981\u901a\u77e5\u50f1\u4e3b\u6216\u8981\u53d6\u5f97\u5176\u610f\u624d\u53ef\u9032\u884c\u3002\u4f46\u4ea6\u53ef\u80fd\u56e0\u70ba\u9280\u884c\u53ef\u80fd\u9700\u8981\u6e05\u695a\u4e86\u89e3\u7533\u8acb\u4eba\u7684\u5de5\u4f5c\u72c0\u6cc1\u53ca\u5be6\u969b\u9084\u6b3e\u80fd\u529b\u3002\u6709\u53ef\u80fd\u5411\u50f1\u4e3b\u67e5\u8a62\u3002\u6240\u4ee5\u7533\u8acb\u4eba\u5982(\u8aa0\u610f)\u4e3b\u52d5\u63d0\u4f9b\u6709\u529b\u7684\u5de5\u4f5c\u53ca\u5165\u606f\u8b49\u660e\u7684\u8a71\uff0c\u5247\u6709\u6a5f\u6703\u53ef\u514d\u9664\u9019\u65b9\u9762\u7684\u7a0b\u5e8f\u3002<\/p>\n\n\n\n<p>\u82e5\u767c\u73fe\u300c\u500b\u4eba\u81ea\u9858\u5b89\u6392\u300d\u7684\u9084\u6b3e\u984d\u6703\u4ee4\u81ea\u5df1\u4e0d\u80fd\u61c9\u4ed8\u65e5\u5e38\u958b\u652f\uff0c\u4fbf\u61c9\u8abf\u6574\u9084\u6b3e\u65b9\u6848\u6216\u66f4\u6539\u500b\u4eba\u7684\u6d88\u8cbb\u65b9\u5f0f\u3002\u7533\u8acb\u4eba\u61c9\u76e1\u5feb\u5c07\u6b64\u60c5\u6cc1\u901a\u77e5\u81ea\u5df1\u7684\u4ee3\u540d\u4eba\u3002\u4ee5\u4fbf\u4ed6\u80fd\u5c07\u60c5\u6cc1\u901a\u77e5\u5404\u50b5\u6b0a\u4eba\uff0c\u722d\u53d6\u91cd\u65b0\u8a02\u7acb\u65b0\u7684\u9084\u6b3e\u65b9\u6848\uff0c\u4ee4\u81ea\u5df1\u53ef\u4ee5\u7e7c\u7e8c\u511f\u9084\u50b5\u52d9<\/p>\n\n\n\n<p>\u4e00\u822c\u60c5\u6cc1\u4e0b\uff0c\u300c\u500b\u4eba\u81ea\u9858\u5b89\u6392\u300d\u7684\u65b9\u6848\u6703\u5728\u53d6\u5f97\u96d9\u65b9\u540c\u610f\u5f8c\u4ea4\u7531\u6cd5\u9662\u6838\u5be6\uff0c\u6545\u6b64\u5177\u6709\u6cd5\u5f8b\u6548\u529b\uff0c\u4e0d\u80fd\u7531\u55ae\u65b9\u9762\u63d0\u51fa\u4fbf\u53ef\u66f4\u6539\u6709\u95dc\u5b89\u6392\u3002<\/p>\n\n\n\n<p>\u300c\u500b\u4eba\u81ea\u9858\u5b89\u6392\u300d\u662f\u4e00\u500b\u9084\u6b3e\u5b89\u6392\uff0c\u76ee\u7684\u662f\u8b93\u7533\u8acb\u4eba\u6709\u80fd\u529b\u5c07\u6240\u6b20\u4e4b\u6b3e\u9805\u5168\u6578\u6524\u9084\u3002\u6545\u4e0d\u7b49\u540c\u62d6\u6b20\u9084\u6b3e\u6216\u903e\u671f\u672a\u9084\u7b49\u60c5\u6cc1\u3002\u53ea\u8981\u7576\u6642\u4eba\u6309\u7167\u65b9\u6848\u9084\u6b3e\uff0c\u4fbf\u4e0d\u5fc5\u64d4\u5fc3\u6703\u5c0d\u500b\u4eba\u4fe1\u8b7d\u9020\u6210\u8ca0\u9762\u5f71\u97ff\u3002<\/p>\n\n\n\n<p><strong>\u8207\u7834\u7522\u7684\u5206\u5225<\/strong><br>\u4efb\u4f55\u4eba\u58eb\u7686\u53ef\u5728\u50b5\u52d9\u8655\u7406\u51fa\u73fe\u96e3\u984c\u6642\u63d0\u51fa\u300c\u500b\u4eba\u81ea\u9858\u5b89\u6392\u300d\u7533\u8acb\u3002\u8207\u300c\u7834\u7522\u300d\u4e0d\u540c\uff0c\u7533\u8acb\u300c\u500b\u4eba\u81ea\u9858\u5b89\u6392\u300d\u4e0d\u6703\u5c0d\u7576\u6642\u4eba\u7684\u5c08\u696d\u8cc7\u683c\u69cb\u6210\u4efb\u4f55\u5f71\u97ff\u3002<\/p>\n\n\n\n<p><strong>\u7533\u8acb\u7a0b\u5e8f<\/strong><br>1-\u59d4\u6d3e\u4ee3\u540d\u4eba\u548c\u64ec\u5099\u8cc7\u7522\u8ca0\u50b5\u8868\u548c\u6536\u652f\u8cec\u76ee\u3002<br>2-\u7531\u5f8b\u5e2b\u548c\u4ee3\u540d\u4eba\u5354\u52a9\u50b5\u52d9\u4eba\u64ec\u5099\u65b9\u6848\u3002<br>3-\u81e8\u6642\u547d\u4ee4\u548c\u4ee3\u540d\u4eba\u5c31\u50b5\u52d9\u4eba\u65b9\u6848\u4f5c\u51fa\u7684\u5831\u544a\u66f8\u3002<br>4-\u8209\u884c\u50b5\u6b0a\u4eba\u6703\u8b70\u3002<br>5-\u5be6\u65bd\u548c\u76e3\u7ba1\u5df2\u901a\u904e\u7684 IVA\u3002<\/p>\n\n\n\n<p>\u611f\u8c22\u60a8\u7684\u67e5\u8a62\uff0c\u6211\u5011\u6703\u76e1\u5feb\u8207\u60a8\u806f\u7d61\u3002<\/p>\n\n\n\n<div class=\"forminator-guttenberg\"><div class=\"forminator-ui forminator-custom-form forminator-custom-form-108 forminator-design--default  forminator_ajax\" data-forminator-render=\"0\" data-form=\"forminator-module-108\"><br\/><\/div><form\n\t\t\t\tid=\"forminator-module-108\"\n\t\t\t\tclass=\"forminator-ui forminator-custom-form forminator-custom-form-108 forminator-design--default  forminator_ajax\"\n\t\t\t\taction=\"\"\n\t\t\t\tmethod=\"post\"\n\t\t\t\tdata-forminator-render=\"0\"\n\t\t\t\tdata-form-id=\"108\"\n\t\t\t\t\n\t\t\t\tdata-design=\"default\"\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\tdata-grid=\"open\"\n\t\t\t\t\n\t\t\t\t\n\t\t\t\tstyle=\"display: none;\"\n\t\t\t><div class=\"forminator-response-message\" aria-hidden=\"true\"><\/div><div class=\"forminator-row\"><div id=\"name-1\" class=\"forminator-col forminator-col-12 \"><div class=\"forminator-field\"><label for=\"forminator-field-name-1\" class=\"forminator-label\">\u540d\u5b57, \u59d3 <span class=\"forminator-required\">*<\/span><\/label><input type=\"text\" name=\"name-1\" value=\"\" placeholder=\"\u9673\u5927\u6587\" id=\"forminator-field-name-1\" class=\"forminator-input forminator-name--field\" aria-required=\"true\" \/><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"email-1\" class=\"forminator-col forminator-col-12 \"><div class=\"forminator-field\"><label for=\"forminator-field-email-1\" class=\"forminator-label\">\u96fb\u90f5\u5730\u5740 <span class=\"forminator-required\">*<\/span><\/label><input type=\"email\" name=\"email-1\" value=\"\" placeholder=\"1234@mail.com\" id=\"forminator-field-email-1\" class=\"forminator-input forminator-email--field\" data-required=\"true\" aria-required=\"true\" \/><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"phone-1\" class=\"forminator-col forminator-col-12 \"><div class=\"forminator-field\"><label for=\"forminator-field-phone-1\" class=\"forminator-label\">\u96fb\u8a71\u865f\u78bc<\/label><input type=\"text\" name=\"phone-1\" value=\"\" placeholder=\"+852 1234 5678\" id=\"forminator-field-phone-1\" class=\"forminator-input forminator-field--phone\" data-required=\"\" aria-required=\"false\" autocomplete=\"off\" \/><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"textarea-1\" class=\"forminator-col forminator-col-12 \"><div class=\"forminator-field\"><label for=\"forminator-field-textarea-1\" class=\"forminator-label\">\u7559\u8a00<\/label><textarea name=\"textarea-1\" placeholder=\"\u5beb\u4e0b\u7559\u8a00\" id=\"forminator-field-textarea-1\" class=\"forminator-textarea\" height=\"50\" style=\"min-height:px;\" maxlength=\"180\" ><\/textarea><span class=\"forminator-description\"><span data-limit=\"180\" data-type=\"characters\">0 \/ 180<\/span><\/span><\/div><\/div><\/div><div class=\"forminator-row\"><\/div><input type=\"hidden\" name=\"referer_url\" value=\"\" \/><div class=\"forminator-row forminator-row-last\"><div class=\"forminator-col\"><div id=\"submit\" class=\"forminator-field\"><button class=\"forminator-button forminator-button-submit\">\u767c\u9001<\/button><\/div><\/div><\/div><input type=\"hidden\" id=\"forminator_nonce\" name=\"forminator_nonce\" value=\"001dfad169\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/zh-hant\/wp-json\/wp\/v2\/pages\/19\" \/><input type=\"hidden\" name=\"form_id\" value=\"108\"><input type=\"hidden\" name=\"page_id\" value=\"19\"><input type=\"hidden\" name=\"form_type\" value=\"default\"><input type=\"hidden\" name=\"current_url\" value=\"https:\/\/debtcontrol.hk\/zh-hant\/wp-json\/wp\/v2\/pages\/19\/\"><input type=\"hidden\" name=\"render_id\" value=\"0\"><input type=\"hidden\" name=\"action\" value=\"forminator_submit_form_custom-forms\"><\/form><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u7c21\u4ecb\u76ee\u7684\u662f\u8b93\u9762\u81e8\u7834\u7522\u7684\u4eba\u6709\u53e6\u4e00\u500b\u9078\u64c7\u3002\u300c\u500b\u4eba\u81ea\u9858\u5b89\u6392\u300d\u662f\u7531\u50b5\u52d9\u4eba\u59d4\u8a17\u5c08\u696d\u4eba\u58eb\u5411\u50b5\u6b0a\u4eba\u63d0\u51fa\u511f\u9084\u50b5\u9805\u7684\u5efa\u8b70\uff0c\u76ee\u7684\u662f&hellip;<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"spay_email":""},"_links":{"self":[{"href":"https:\/\/debtcontrol.hk\/zh-hant\/wp-json\/wp\/v2\/pages\/19"}],"collection":[{"href":"https:\/\/debtcontrol.hk\/zh-hant\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/debtcontrol.hk\/zh-hant\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/debtcontrol.hk\/zh-hant\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/debtcontrol.hk\/zh-hant\/wp-json\/wp\/v2\/comments?post=19"}],"version-history":[{"count":15,"href":"https:\/\/debtcontrol.hk\/zh-hant\/wp-json\/wp\/v2\/pages\/19\/revisions"}],"predecessor-version":[{"id":127,"href":"https:\/\/debtcontrol.hk\/zh-hant\/wp-json\/wp\/v2\/pages\/19\/revisions\/127"}],"wp:attachment":[{"href":"https:\/\/debtcontrol.hk\/zh-hant\/wp-json\/wp\/v2\/media?parent=19"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}